Ian C. Adams

Impulse spending is one of the most common, most destructive, and most ignored money problems people have. Studies estimate that 40–80% of all purchases are…

Introduction: The Seduction of Easy Prosperity Few ideas have reshaped modern civilization more profoundly—and more disastrously—than Keynesian economics.Born in the depths of the Great Depression,…

Introduction: The First Step Toward True Financial Freedom Before you invest, before you pay down debt aggressively, before you chase financial independence—you need one thing…

Introduction — Poverty Isn’t Always About Income Most people aren’t poor because they never had enough money — they’re poor because they never learned what…

Your credit history is the story of your financial life — a record of how you’ve handled borrowed money over time. It tells lenders, landlords,…

There are a lot of so-called personal finance gurus running around writing books, and getting rich, all while teaching about the evils of credit. Don’t…

I am a video game junkie. Going all the way back to my first console as a kid, an Atari 2600, I’ve played hundreds of…